A fintech committed to change

Earnd is on a mission to democratise access to finance, ensuring workers from all walks of life have the tools they need to secure their financial futures.  

Our mission

Earnd is committed to helping workers improve their financial wellbeing with tools that give them more control. Your people work hard for their money, so it’s time to make their money work hard for them.

Better manage cash flow
Avoid interest and late fees
Improve financial literacy

Our story

Earnd was founded in 2018 by Australian entrepreneurs Josh Vernon and Serge Kotlyarov. From a large bill to an unexpected medical expense, Josh and Serge understand the negative impact bad timing can have on our finances. That’s why they started Earnd, to close the costly gap between earning money and getting paid.

For thousands of years we were paid daily. We worked and then we were rewarded for it. We're tying work and reward back together, giving people what’s rightfully theirs so they’re not held back by timing.

Josh Vernon, Earnd CEO

Simple steps to set up earned wage access

Make the change

Book a demo

Request a pilot

Roll-out quickly

Make the change