A fintech committed to change

Earnd is on a mission to democratise access to finance, ensuring workers from all walks of life have the tools they need to secure their financial futures. For this reason, it’s essential these tools come at no cost to employees — especially as on-demand pay has great benefits for employers. Reducing financial stress means we’re all one step closer to financial success.

Values to live by

Earnd is committed to helping workers improve their financial wellbeing with tools that give them more control. Your people work hard for their money, so it’s time to make their money work hard for them.

Better manage cash flow
No fees for employees, ever
Financial eduction with tips and tricks

Our story

Founded in 2018 by Australian entrepreneurs Josh Vernon and Serge Kotlyarov, Earnd became a global company in 2020 with offices added in the UK and the US. From a large bill to an unexpected medical expense, Josh and Serge understand the negative impact bad timing can have on our finances. That’s why they started Earnd, to close the costly gap between earning money and getting paid.

For thousands of years we were paid daily. We worked and then we were rewarded for it. We're tying work and reward back together, giving people what’s rightfully theirs so they’re not held back by timing.

Josh Vernon, Earnd CEO

Stronger together

The number 1 concern in the workplace is financial stress. By working with employers, we’re able to keep our tools affordable and accessible for all workers, while also helping employers achieve their business goals.