A fintech committed to change

Earnd is on a mission to democratise access to finance, ensuring workers from all walks of life have the tools they need to secure their financial futures.  

What is Earnd?

Earnd is an app that gives employees instant access of up to 50 per cent of their earned wages at any point in the pay cycle - this means they can cover any emergencies or unexpected costs without having to borrow and pay interest or late fees.

Alongside access to earned wages, we provide tools to help employees engage with their money and improve their financial fitness. These tools include the ability to track earnings in real-time and also actionable tips and tricks to help people make the most of their pay.

Our mission

Earnd is committed to helping workers improve their financial wellbeing with tools that give them more control. Your people work hard for their money, so it’s time to make their money work hard for them. See more about our mission.

Better manage cash flow
Avoid interest and late fees
Improve financial literacy

Our story

Earnd was founded in 2018 by Australian entrepreneurs Josh Vernon and Serge Kotlyarov. From a large bill to an unexpected medical expense, Josh and Serge understand the negative impact bad timing can have on our finances. That’s why they started Earnd, to close the costly gap between earning money and getting paid.

For thousands of years we were paid daily. We worked and then we were rewarded for it. We're tying work and reward back together, giving people what’s rightfully theirs so they’re not held back by timing.

Josh Vernon, Earnd CEO

Simple steps to build a financial wellbeing program

Start now

Book a demo

Request a pilot

Roll-out quickly

Make the change